Privacy Policy for Expense Buddy

Effective Date: May 14, 2026

1. INTRODUCTION

Welcome to Expense Buddy ("Company", "we", "our", "us"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy applies to all information collected through our mobile application, and/or any related services, sales, marketing, or events.

2. INFORMATION WE COLLECT

2.1 Personal Information You Disclose to Us

We collect personal information that you voluntarily provide to us when you register on the App, express an interest in obtaining information about us or our products, or otherwise when you contact us. The personal information we collect includes:

  • Identifiers: Name, email address, password, profile picture (if using Google Sign-In).
  • Financial Information: Income records, expense logs, transaction history, budget limits, account balances, and savings goals.
  • Payment Data: We collect data necessary to process your payment if you make purchases, such as your payment instrument number (e.g., credit card number), and the security code associated with your payment instrument. All payment data is stored/handled by your app store (Google Play/App Store).

2.2 Information Collected Automatically

Like many apps, we automatically collect certain information when you visit, use, or navigate the App. This information does not reveal your specific identity but may include:

  • Device and Usage Information: Device name, operating system, application version, device ID, and log data.

3. HOW WE USE YOUR INFORMATION

We use the information we collect for several purposes:

  • Account Creation and Logon: To facilitate account creation and logon process.
  • Service Provisioning: To display your financial data, calculate reports, and sync data across your devices.
  • Communications: To send you administrative information, such as product updates or changes to our terms.
  • User Support: To respond to your inquiries and solve any potential issues you might have with the use of our Services.
  • Performance Improvement: To monitor app usage patterns to optimize performance and battery life.

4. THIRD-PARTY DISCLOSURES

We only share information with your consent, to comply with laws, or to provide you with services.

  • Cloud Service Providers: We use Google Firebase (Firestore/Auth) to host and secure your data.
  • Advertisers: We use Google AdMob to show ads. These third parties may use cookies or web beacons to collect information.
  • Analytics: We may use tools like Firebase Analytics to understand app performance.

5. DATA STORAGE AND SECURITY

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, please also remember that we cannot guarantee that the internet itself is 100% secure. Although we will do our best to protect your personal information, transmission of personal information to and from our App is at your own risk.

6. YOUR PRIVACY RIGHTS (GDPR / CCPA)

Depending on your location, you have certain rights under applicable data protection laws. These may include the right (i) to request access and obtain a copy of your personal information, (ii) to request rectification or erasure; (iii) to restrict the processing of your personal information; and (iv) if applicable, to data portability.

How to exercise your rights: You can manage or delete your data directly in the app settings, or contact us at privacy@expensemanager.app.

7. CHILDREN'S PRIVACY

We do not knowingly solicit data from or market to children under 13 years of age. By using the App, you represent that you are at least 13 or that you are the parent or guardian of such a minor and consent to such minor dependent’s use of the App.

8. CONTACT INFORMATION

If you have questions or comments about this policy, you may email us at privacy@expensemanager.app.